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The long-term impact of debt advice on low income households

This project, funded by the Friends Provident Foundation, is a major investigation of the long-term impact of debt advice on people with low incomes. It is a qualitative, longitudinal study based on in-depth interviews with people with low incomes who have received debt advice. The project began in 2007 and contiued to 2015, with participants interviewed at six stages during the period. The project is also examining the experience of debt over time, as opposed to seeing debt as a discrete, short-lived event. The project will make a major contribution to understanding the impact of debt advice, and related issues around indebtedness.

The following project papers are available:

Year 1

The Year 1 Report (including Executive Summary) (PDF Document)
The Year 1 Report - Executive Summary only (PDF Document)

Year 2

The Year 2 Report (including Executive Summary) (PDF Document)
The Year 2 Report - Executive Summary only
(PDF Document)

Year 3

The Year 3 Report (including Executive Summary) (PDF Document)
The Year 3 Report - Executive Summary only (PDF Document)

 

Related IER research and publications

Council tax debt: exploring a hidden ‘crisis’

Collins, J. M. and Orton, M. (2010) ‘Comparing counseling foreclosure policies in the US and UK’ Journal of Comparative Policy Analysis 12 (4) 417-438.

Orton, M. (2009) ‘Understanding the exercise of agency within structural inequality: the case of personal debt’ Social Policy and Society 8 (4) 487-498.

Orton, M. (2006) Struggling to pay council tax: a new perspective on the debate about local taxation, York: Joseph Rowntree Foundation.

    Funder: Friends Provident Foundation

    Project Duration: July 2007 - October 2014

    Principal IER Investigators:

    MIchael Orton (2007-12)

    Robert Lindley (2012-16)

    Gaby Atfield

    Michael Orton